Leadership Through Service: A Student Perspective

Name: Amber Bolen, Class of 2019 Service Representative

Undergrad: University of Oregon

Hometown: Eugene, OR

Fun Fact: In college I spontaneously gained the ability to wiggle my ears.

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Hi everyone! My name is Amber and I am the Regis DPT Class of 2019’s Service Representative. Being the service rep for my class means that I work with people and organizations in the community to plan and implement service projects for my class to participate in. I have also had the wonderful opportunity to be Regis’s PT Day of Service Representative for 2017, a title that has now been passed to Austin Adamson, the service rep for Regis’ class of 2020.

The prospect of serving others was one of the main draws for me to attend Regis University’s DPT program. One of the first questions I would ask my prospective schools was “what opportunities do you provide for students to be involved in serving the community?” Regis was by far the most equipped to answer this question. With service learning projects being embedded into almost every semester, domestic and international service opportunities through the Global Health Pathway, and countless opportunities and contacts for students to find more to be involved in, I was hooked.

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Regis DPT Class of 2019 students pose with Denver Parks and Rec employees after working hard mulching trees and raking leaves at Sloan’s Lake Park.

Before beginning my journey as my class’s service rep, I wanted to determine what my fellow classmates were really interested in. Being people who all made the conscious decision to live in Colorado for 2.5 years, outdoor projects were high on the list. In the past, I’ve organized day projects cleaning and keeping up parks surrounding Regis. For example, for PT Day of Service we worked at Berkeley Park to restore the playgrounds, repaint picnic tables, clear trash, and unearth perennial plants.

Another trip involved collaborating with Volunteers for Outdoor Colorado to provide trail restoration work at the Anna Mule Trails near Georgetown, Colorado. The trail restoration project was a weekend endeavor that resulted in sore muscles, a more refined grasp on what goes into creating a trail, great food, and excellent classmate bonding time.

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Regis Class of 2019 students take a break for a photo op while they work on the Anna Mule Trail near Georgetown, CO.

Being the service rep for my class has truly been an honor and I would be remised not to reflect on what I’ve learned in the process. Here are some “pearls of wisdom” I was able to collect:

  • You don’t have to be outgoing to be a student representative, but in my case I did have to be comfortable reaching out to community partners I hadn’t met yet.
  • Sometimes what you think an individual or a community needs is not actually what they need. Our job when providing service is to listen and respond in kindness if we are to do anything tangible.
  • While direct service (working with people face-to-face) is valuable and rewarding, indirect service, such as maintaining community areas, has merits too. I can’t count how many people thanked us during our park clean ups!
  • An act of service does not have to be a huge, momentous task. Small acts of service are appreciated more than we think.
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Regis Class of 2019 and 2020 students and friends take a group photo in Berkeley Park on PT Day of Service.

The fact that so many Regis DPT students are willing and excited to take part in service projects beyond what is expected by their classes speaks volumes about the type of people that our program attracts. I have never met a group a people, students and faculty alike, that are so committed to doing more for others. Service is so inextricably linked to the curriculum, values, and culture here at Regis that it has become part of who we are. As my classes at Regis come to a close and I am getting precariously close to “real world PT,” I know that the emphasis placed on these values will make us excellent physical therapists. We have learned to be sensitive to the needs of our patients and our communities and understand that physical therapists have a unique position to advocate for and implement change on individual, community, and societal levels. My hope as we all eventually graduate is for us to take everything that we’ve learned and apply it to our own clinical practice. I hope for all of us to listen, ask questions, create connections, and take initiative to make a meaningful impact in the lives of others.

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Cleaning up trash at Berkeley Park!

Please stay tuned for PT Day of Service this year, happening in early October of this year! Look for announcements from Austin Adamson, the Regis DPT Class of 2020 Service Rep and PT Day of Service rep for 2018! If you have questions about anything involving student service at Regis, please feel free to email me at abolen@regis.edu. In addition, if you have any questions about PT Day of Service 2018, Austin’s email is aadamson001@regis.edu.

 

Farewell Tom McPoil!

Name: Thomas McPoil, PT, PhD, FAPTA

Hometown: Sacramento California

Fun fact: I like to play golf – at one point, I became a 10 handicapper

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As we approached the end of July, the Regis Physical Therapy family prepared to say goodbye to some very important members of our family. With heavy hearts, but happy smiles, we say our farewells to Tom McPoil and Marcia Smith, as they are retiring and moving on to new adventures. Following 45 years as a physical therapist, 35 years of teaching, and teaching over 1800 students in over 35 states, Tom sat down with me, and I asked for any last words of wisdom. Here’s what he had to say:

  1. How do you advise that we keep a life/work balance?

“I think it’s really hard. I think that’s going to be the hardest thing for a student to figure out. I just look at the struggles you face: you want time for your personal life and clinical care. You may have to stay late and do charting. You get home and you want a break, but you want to keep up with the literature. You are worried about debt and you are worried about loan repayment. If you can, set up a time where you can read 1 or 2 papers a week, and then maybe try to establish a couple of people that want to discuss them with you. Eventually, you have to come to grips with the incredible amount of research out there…I mean it’s almost too much. That’s where the systematic reviews come in. As a clinician you’re not going to have the time to read 27 articles, but you can read one paper that summarized 27 papers for you.”

  1. What makes the difference between a ‘good’ PT and a ‘great’ PT?

“I think that’s a hard question to address. Part of it has to be your feelings of confidence about yourself. Have confidence in yourself, you know a lot. So much is thrown at you, and so quickly, that you feel like you don’t know anything. But when you go out to clinic and you come back and talk to a first year, you realize how much you do know. I think the other thing that makes an exceptional therapist is one that will always question or ask, “what is happening? What is going on?” There is one person on your shoulder that tells you, “hey, have confidence in yourself.” But there should also be another person on the other shoulder that says, “hey, you’re still learning.” And because of that, you tend to be much more aware of things. The longer you are in clinic, the easier it is to say, “well it’s just another total knee.” You know the old ad, “it quacks like a duck, it walks like a duck, it must be a duck”…that to me is where you start to see the difference: a good therapist will just treat the patient, but the exceptional therapist is the one that says, “but really, is it a duck?” and takes the time to really look at those things. The person who is always striving to do their best is sometimes going the extra mile.”

  1. Because we are Regis, we are going to reflect a little bit. What are you taking away from your time at Regis?

“Some great memories from interacting with some great students, that’s number one. As a faculty member and physical therapist I am very, very blessed, because of the fact that the individuals who are drawn to physical therapy (I know I’m speaking in generalities) really care about helping people. And I think that’s just engrained in them. I think that as a result, they’re very interested in learning to help other people. That makes my job as a teacher and as an instructor much, much easier. I think that’s the thing that I’m taking away from Regis, and why I was really happy to come here. I love the fact that the values go beyond just getting an education. And yeah, they are Jesuit values, men and women for other, the cura personalis, the magis, all the buzzwords. But I really do think, here, as a faculty and as Regis, we really help instill that on our students and I think that as a result, the students that graduate from the Regis Physical Therapy program are better humans. I think they’re better people who are going to serve society. The thing here is the sense of community. What I’ve enjoyed as a faculty member is that I really do feel like I’m involved with a community that is very caring. They’re concerned about others. I mean, they’re taking those Jesuit values, but applying it to the whole university community. There is a sense of mission and the need for people to really help one another. One of the saddest things I had happened in my career was when we had a student die in a car accident four years ago. I tell you the afternoon we heard and I had to announced it to the second years, the response from this university was phenomenal. We had counselors down here, within an hour I was meeting with the president and the director of missions, we had a service for the students here on campus. I realize that would never have happened at any other institution I’ve ever been at. Yes, people would’ve been upset, but it’s that sense of community. Yes, we’re a part of physical therapy, but we’re all a part of Regis. That to me is the piece that I’ve really enjoyed the most, and I think we do a really good job getting our students to embrace that before they leave.”

  1. What is your biggest accomplishment as a teacher, a physical therapist, and in your personal life?

“Oh that’s a hard question to answer. Well in personal life, hopefully, I was a good husband, a good father, okay with my son-in-laws and an okay grandparent. That’s what you hope for. Ultimately, you hope that God thinks you did okay. What you really hope for is that in the really little time I had with students, I was able to install firstly knowledge that they needed to go out and be successful, but also hopefully I’ve provided some type of a good role model for them.”

  1. What are you going to do now that you’re retiring?

“I really want to do some volunteer work…that’s what I really want to do! I found out about Ignatian Volunteer Corp, which is for 55 years plus people. I’ll start out doing 8 hours a week, so I’m excited about that. I’ll like to go to Denver Health and help with the foot and ankle clinic. I’ll like to get back to playing golf and pickle ball. And I’ve got the 5 grandkids.”

  1. Where do you hope to see the profession go in 10 years?

“In the 45 years I’ve been in this profession, we’ve made huge strides. What I hope for with the profession is that we work to get increased reimbursement…I think that’s huge. We have to do more to convince the public that we are primary care providers. I hope that the future physical therapists will have direct access, that they’ll be recognized as a primary care providers for neuromusculoskeletal disorders, and that they’ll have the ability in their clinic to use diagnostic ultrasound.”

  1. Any last advice for our class?

Keep at it! Remember you have a lot of knowledge and a lot of information. Just try to balance things, and it’s not easy. Try to balance it so you don’t feel like you’re neglecting your personal life or your work.”

 

Thank you, Tom, for your dedication to the betterment of our profession. We will miss you very dearly at Regis, and we wish you all the best in your new adventure in life! Congratulations!

 

Tom also wanted to make sure that everyone knows he will have his Regis email, listed here (open forever) and it will be the best way to contact him. He will love to hear from people! tmcpoil@regis.edu

 

Written by: Pamela Soto, Class of 2019

Regis DPT Students Present: “LGBT+ 101”

 

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Taylor Tso, Hannah Clark, Felix Hill (left to right)

Regis University first-year DPT students Felix Hill, Hannah Clark, and Taylor Tso recently held a session for their classmates entitled “LGBT+ 101 for Student Physical Therapists.” The presentation covered foundational terminology and concepts related to LGBTQIA+ communities, a brief overview of LGBT+ healthcare disparities, as well as tips for making clinical spaces more inclusive. Here are some thoughts from the presenters related to key foundational concepts, what motivated them to present on this topic, and what their plans are to expand on this work in the future:

What does LGBTQIA+ stand for?

LGBTQIA+ stands for Lesbian, Gay, Bisexual, Transgender, Queer and/or Questioning, Intersex, and Asexual.

 

What is the difference between gender and sex?

Both sex and gender exist on spectrums. A person’s sex is assigned to them at birth based on their genitalia, typically as either male or female. Intersex people are born with a unique combination of sex traits such as hormones, internal sex organs, and chromosomes. Gender involves a complex relationship between our bodies (think biology and societally determined physical masculine and/or feminine attributes), identities (think inherent internal experience), and expressions (think fashion and mannerisms). While gender is commonly thought of as a binary system (men and women, boys and girls), there are people whose identities do not fall within either of these categories exclusively, or even at all. While many people identify with the gender often attributed to the sex they were assigned at birth (cisgender), there are others who do not share this experience (transgender).

 

Does gender identity have anything to do with sexual orientation?

No! You cannot make assumptions concerning someone’s sexual orientation based on the way they express their gender or based on their gender identity. Sexual orientation simply has to do with whom someone is sexually attracted to or not. It also has nothing to do with how sexually active someone is!

 

Why did you feel it was important to present on this topics?

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 “In spite of our community’s unique healthcare needs and the stark disparities that affect LGBT+ people’s access to healthcare, typical DPT programs offer little to no education that would prepare you to treat LGBT+ patients. We wanted our cohort to be competent and confident in treating this population.” –Felix

“Felix recognized this need at Regis early on and has been working closely with our faculty to develop more inclusive and comprehensive educational materials. As an ally, I have been honored to work with Felix and other members of PT Proud (the first APTA recognized LGBT+ advocacy group) in this process of educating ourselves and others. I believe that the field of physical therapy can do a better job of caring for LGBT+ patients and I want to be a part of the solution.” –Hannah

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What do you believe was the main impact of this presentation?

 “Facilitating educational exposure to LGBT+ topics that people may or may not have had knowledge of before. This presentation sparks curiosity and lays down a baseline understanding for healthcare professionals to better their communication, and thus, quality of care for their LGBT+ patients.” –Taylor

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So you have given this presentation—now what?

 This was just the beginning! Due to negative past experiences and fear of discrimination, many LGBT+ people will go to extremes to delay care. Even if someone has access to health insurance and can afford to come see a PT, which many do not, people are likely to wait until their condition is very serious, which then contributes to poorer outcomes.

We will work to share our knowledge widely throughout the U.S., starting with a presentation at CU in August. But ultimately, workshops are not enough! As board members of PT Proud, the LGBT+ catalyst group in the HPA section of the APTA, we want to ensure that physical therapy professionals across the country receive a basic level of LGBT+ competency training, which will ultimately require changes to DPT and PTA curricula. We will also be working with PT Proud’s Equity task force to influence laws and policies to increase LGBT+ healthcare access.

Felix, Hannah, and Taylor all look forward to the prospect of future presentations.

 

How can I learn more?

Follow PT Proud on Facebook! https://www.facebook.com/PTProud/

Feel free to leave a comment on this post with any questions or thoughts as well!

Service Learning in PT School

Name: Austin Adamson, Class of 2020 Service Officer

Undergrad: Saint Louis University

Hometown: Laguna Niguel, CA

Fun fact: I recently dove with manta rays and sea turtles in the Great Barrier Reef!

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As students of physical therapy, we are undertaking a career that is founded upon the ideas of service and care for others. We spend countless hours in both classrooms and clinics learning a craft that allows us to heal our patients and restore their function and participation, ultimately serving them in a life-altering way. But, for many students of Regis University, the call to serve others extends beyond the classroom. It is a part of who we are, and who we are called to be.

The young Class of 2020 has only recently begun its efforts to serve beyond the community of our school and classmates. Our first service effort began in February, in celebration of Valentine’s Day. Members of our class were generous enough to donate time and toys to Children’s Hospital Colorado to wish children and their families a happy Valentine’s Day.  Both the Van Gogh’s and the less successful artists in our class handmade over 150 cards, sending best wishes and love to remind every child that they are cared for, even through the challenging time of a hospital stay.

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These cards accompanied nearly $100 worth of toys and games that helped make the time in a hospital more enjoyable for the children being treated, their siblings, and their parents.

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Left to right: Josh H, Auburn BP, and Austin A delivering Valentine’s Day cards and toys to children at Children’s Hospital Colorado.

With the turning of the seasons and the coming of beautiful summer weather, members of our class turned to the mountains to participate in a trail building and conservation effort for National Trails Day.  On a warm Saturday, a small group of students and significant others made their way out to Hildebrand Ranch Park to volunteer with Jefferson County Open Space.  The group worked to construct a small section of new trail that will be opened in 2019, and also helped maintain an existing section of trail by cutting back overgrowth of invasive plants.

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Left to right: Meghan R, Nicole R, Emily P, Austin A, and Hannah D serving at Hildebrand Ranch Park.

Ask any Coloradan, native or otherwise, and they will tell you about the importance of trail work! As avid nature hikers, trail-runners, and mountain bikers, the Class of 2020 will continue to give back to the beautiful mountains we know and love as well as the community members who use them.

These are just a few examples of the service and work being done for others by my classmates and professors. Service is an integral part of our time here at Regis University, and is preparation for a lifetime of service as we will enter the field of physical therapy with hopes of serving our patients and empowering their lives. Some are called to service through the Jesuit Mission that is incorporated at Regis, which teaches us to be men and women for others. Some draw strength from acts of selflessness that bring joy and comfort to others. And still others enjoy building a community by meeting new people in service opportunities, and sharing experiences with one another. Regardless of the reason, the students of physical therapy at Regis University work to be engaged in both the local and global community. We are pursuing not just a degree, but the ability to shape a better world through our work!

Get ready for the 2018 Move Forward 5K/10K Race!

Name: Sarah Pancoast, Class of 2019

Undergrad: Regis University

Hometown: Evergreen, Colorado

Fun Fact: I own a 20-year-old, 9-foot Columbian Red Tail Boa Constrictor

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When race day arrives, you know that you have put in the necessary training for the day to be successful. Whether that is enjoying time with friends or other participants, being outside in the sun, shaving off some time or just getting exercise within the community. Any of those reasons create excitement as you cross the finish line! I will be honest and say that running is really not my forte… I only really “run” when it is required for a CrossFit workout. However, I have participated in the last four Move Forward races and have come to actually enjoy a 5K, in which I decrease my time each year. Someday I hope to tackle a 10K, so I can check it off my bucket list.

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Running with my pup, Star, in the 2017 Move Forward Race

 

The next Move Forward 5k/10k Race at Regis University, will be on September 22, 2018.

This race is hosted by the students of the Doctor of Physical Therapy (DPT) program and has been an annual event for 16 years! As Race Director, this is an important event for the DPT program, as we share our knowledge in how to live healthy lives, involve the community, and fundraise money for two extremely important foundations: Canine Companions for Independence and the Foundation for Physical Therapy. Canine Companions is especially meaningful to Regis, as we have annual teams of students who assist in puppy raising before they are sent to train to become a fully-fledged service dog. The Foundation for Physical Therapy helps support research in physical therapy for our future profession.

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Our goal this year is to fundraise $5,000. If you or you know of someone who would want to sponsor this race, we and our foundations would be extremely grateful! All money raised goes to the foundations listed above. Any amount goes a long way! You can access the donation page here: https://moveforward5k10k.racedirector.com/donate

If you would like to sponsor this race, please email: moveforward5k.10k@gmail.com for more information.

 

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Zuma as a new pup! – she is training to be a service dog and is being raised by us, the School of Physical Therapy

 

This year we will be running a new course which follows the Clear Creek Trail system just down from campus. This means the 10K will be an out and back, not be a double of what the 5K has been in the past, so it’ll be something new and exciting! Anyone can run a 5K with practice, motivation and community involvement. If you need help, sign up for our Couch to 5K program to get you prepared for this fun event. Our goal is to get the community involved in exercise, learning to care for themselves, and most of all, to have fun!

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When we’re not training for Move Forward, we enjoy springtime on the Quad!

 

This event was created to get people to make healthy choices and get moving, so we can live an optimal life! Early morning bagels, fruit and coffee will be provided to get that extra boost before the race starts. On the count of 3, 2, 1…GO!! Walk, run, skip, hop or handstand walk your way to the finish line to enjoy burgers, hot dogs and beer. You deserve it after the hard work you have put in. Stick around after the race for music, yoga, water stations, vendors, and Canine Companions for Independence dogs to keep the day going. Don’t forget we will have a fun run for kids too, starting at 10:30 am.

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If you have not signed up for the race yet and you know you do not want to miss it, you can register here: https://moveforward5k10k.racedirector.com/registration-1

 

The Move Forward Race will be held on September 22, 2018 and starts at 9:00am. If you have any further questions, please contact me at spancoast001@regis.edu.

Hope to see you out there!

 

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My first Thanksgiving 5K

Sarah Pancoast graduated with a B.S. in Health and Exercise Science from Regis University in 2015 and was once a competitive gymnast and has taught gymnastics from preschool to a USAG competitive level for 17 years. She currently owns her own massage therapy practice in Boulder, Colorado, Back to Balance Therapy. After finding she needed a new perspective on how the body functions, she enrolled in the Doctor of Physical Therapy program at Regis University and hopes to incorporate physical therapy with her massage therapy in the future. In her free time, Sarah likes to CrossFit, Olympic Weightlift, do jigsaw puzzles and hike with her dog, Star.

 

How Can the APTA Help Me?

Name: Lina Kleinschmidt

Undergrad: Pacific University

Hometown: Stuttgart, Germany

Fun fact: I was born and raised in Stuttgart, Germany

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As a physical therapy student and future physical therapist, the APTA is something you will hear about over and over again. With job opportunities, continuing education classes, research updates and legislation information, the APTA has endless amounts of information at the hands of students and professionals. However, the website and all the resources may seem a little overwhelming. Therefore, here is a little introduction into the APTA and how you can use it to further your education and career.

What is the APTA?

The APTA, or the American Physical Therapy Association, is a professional organization that represents physical therapy students, physical therapists and physical therapy assistants and has over 103,000 members. It is divided into state chapters each with a governing board. We at Regis University are fortunate to have Cameron MacDonald as an assistant professor, and he is the current president of the Colorado chapter which currently has 2,700 members. It is vital for each state to have a chapter since each state has different practice guidelines and thus must have individual legislation.

There are also sections within the APTA, which include: acute care, aquatics, cardiovascular and pulmonary, education, federal, geriatrics, hand and upper extremity, home health, pediatrics, private practice and quite a few others.  These sections allow you as a student or current PT to learn more information about different specialties. For example, I am part of the neurology section and as such, I get quarterly journals that inform me on the latest research and new updates in the realm of neurology and how it affects the physical therapy industry.

Districts are even smaller groups which are broken up by geographical location and each chapter has SIGs or special interest groups. Colorado has five statewide SIGs which include: Colorado Acute/Rehab SIG, Pediatric SIG, Private Practice SIG, PTA SIG and the Student SIG.

Continuing education (CE) classes happen often and allow students or PTs/PTAs to learn more about a specific topic and have hands on practice. I attended a vestibular and concussion CE class last fall and it completely opened my eyes to a world of physical therapy I had never heard of before. The APTA has a national conference called Combined Sections Meeting, or CSM, which is an incredible opportunity to learn about the profession and what new research developments are forthcoming. CSM is also a great way to network and get to know other practitioners in the physical therapy profession. The Colorado Chapter also has an annual convention called the Fall Convention & Expo.

How can I use the APTA?

Now that you have an introduction, it is important to know what you can do NOW. Depending on where you are in your journey, this may be different for each of you. If you are currently applying to PT school, the APTA website can help guide you in preparing for your interview questions, help you understand what is in your scope of practice depending on the state and school you apply to, and impress the faculty by understanding what is happening in the PT profession.

As you start your graduate school career, the first step is to become an APTA member! Some graduate programs require it, others do not. Either way, I highly recommend you become part of the association so you can reap the full benefits of the APTA and have your voice heard. Click here for joining the APTA. Attending state and national conventions will also give you a huge head start on understanding what the real world of physical therapy is like and they are a great chance to meet students from all over the US and also network!  The easiest step is to get involved with SIGs. Each university will have student special interest groups which hold meetings and special guest lecturers which allow students to connect and communicate about a specific PT specialty.

At Regis and CU Denver, we have multiple sSIGs that our students are involved in and I am lucky enough to be involved with the APTA sSIG this year. I will be working closely with the other sSIGs as well as the PTA schools to have a year of amazing events for our students. We hope to open their eyes to all the opportunities in Colorado. These include: panels about specialties and what to do after graduation, a kickball tournament, a national advocacy dinner and so much more!

Yes, this was a lot of information. No, I do not expect anyone to remember it all. But it is important that you get involved and find what you are passionate about. So now, go to www.apta.org and become a member today!

Budget Tips for Students

Name: Jaegger Olden

Undergrad: Central Washington University

Hometown: Aberdeen, Washington (on the peninsula, no not by Seattle)

Fun fact: my spirit animal is a hangry Terry Crews

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I have been in college for almost a decade. So you could say I am what comes close to being a professional student. However, with that title comes heaping amounts of debt. Fortunately, I have learned the art of budgeting, scholarships, and sucking up to my extreme-couponing-and-geologist wife so my debt is incredibly low. Unfortunately, most students finish their graduate degrees with six figures of student debt. I am here to share my secrets and help you avoid evil student loans (well, as much as you can).  

Budgeting

I can’t stress this enough: BUDGET YOUR MONEY. This is the key to being able to:

A) know how much money you need in scholarships/loans/income and

B) decide where your money goes

Budgeting is fairly straightforward. Create a spreadsheet with all of your expenses listed out. It is easiest to do this for each semester because, as students, we are charged tuition and given financial aid only 2-3 times per year.

Some of the categories my wife and I use are:

  • Rent
  • Utilities
  • Gas
  • Groceries
  • Internet/Cable
  • Insurance/Medical
  • Car Maintenance
  • Entertainment
  • Emergency Fund

All of this goes into our budget Excel spreadsheet. If you don’t use Excel, then you should start now. There are plenty of tutorials online if you need to refresh on the functions or even through the Regis Library/Learning Commons/Tutoring Center on campus. The best part about budgeting like this is determining how much in student loans I need to take out.

Tip: Avoid taking out your max student loan amount each semester AT ALL COSTS. This is a great way to reach your lifetime federal loan allowance (which is $138,500 with no more than $65,000 subsidized).

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Loan Repayment Strategy

I’m sorry for using the L-word, I promise you it gives me a lot of anxiety just thinking about the hole I dug for myself, but that is just our reality as students. One day, we will need to repay these loans and it’s important to have a strategy to do so.

After plenty of research, my wife and I have decided to use the Debt Snowball repayment plan. This is the famous strategy created by financial expert Dave Ramsey that bases debt repayment on the combination of psychology and interest percentages. Instead of paying off debt based on interest alone, the Debt Snowball creates a system that pays off debt based upon the total value of each individual loan to create a psychological reward as well as paying off debt as quickly as possible.

This method, along with plenty of other financial tips and advice, is featured in his incredibly successful book The Total Money Makeover, which I can’t recommend enough.

Housing

I know too well what “money dump” apartments are and how getting a cheap apartment can come with some hazards. This is typical in Denver. As of today, three students just in my class have had their cars stolen from their apartment parking lots while their managers refuse to install security cameras. Because of this, it actually can be both safer and cost effective to slightly splurge and find apartments in low crime areas. The Denver Police Department maintains a great crime map that is user friendly.
However, if you can manage it, then I suggest trying to buy a house or condo. You’re probably saying, “this guy is crazy!” but you’re putting money into someone else’s bank account every month with no equity. Not to mention a mortgage payment is less than Denver rent. So if you have enough savings to go into a down payment, or can have family help, go for it! If you’re going the family route, then I suggest giving them a return on their investment via the equity upon selling. It is truly a win-win.

Shopping

Shopping is easily the biggest way we save money. I am infatuated with couponing and am getting pretty good at it…to the point of saving up to $30 a week on groceries. I’m currently a part of a coupon club that sends me coupons daily…go figure. I also use the Krazy Coupon Lady. The last major strategies I use is shopping at Costco or Sam’s club for bulk items such as meat to freeze, fruit, vegetables, and nonperishables.

However, if you are really interested in saving money and time on healthy meals, check out my wife’s blog post about eating healthy in college. She goes over our full healthy cooking system and how we save money on our groceries.

Read more about cheap and healthy eating in college HERE.  

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Saving Money at Regis University

Being a graduate student at Regis University does have its perks! Take advantage of the amenities. My favorites are the gym, 10 free local transit passes a week, and 2 free swimming passes a week for any Denver Parks and Recreation’s Aquatic facility. One of the better pools close to the university is the Berkeley pool attached to the Scheitler Recreation Center.

Some of the other ways I save money during class are bringing my own food for lunch, bringing K-cups from Costco instead of purchasing coffee (there are two Keurigs in Claver Hall, which ends up being 34 cents a cup), getting a beer with classmates at Walker’s pub during happy hour ($1 beer), and taking advantage of free food events. I also frequently use the classroom electricity to charge devices and shower at the gym to reduce water-heating costs at home.

Income

One of the most daunting factors about being in graduate school is the lack of income. However, there are plenty of great ways to have an income with minimal time commitment. One of the easiest and best ways to do that is to turn your hobby into a job. One great way to do that is to start a money-making blog! There are countless benefits to creating a blog in college. THIS is a great post that breaks down the reasons why you should start a blog in college and THIS is a great post to help you understand how to do it!

Another great way to make money is to donate plasma. I personally donate twice a week and receive about $300 a month for less than 3 hours a week of sitting in a clinic. All plasma is donated to medical research facilities and nearly everyone at these clinics are amazing and professional people. Despite what the stigma is against plasma donations, it is a requirement that you have a home in order to donate.

Some of my other classmates use their skills as a small income like instructing rock climbing lessons once or twice a week for gym memberships or baby sitting/house sitting for friends.

A small amount of income comes a long way, but take precaution based on your performance in class. You’re a student first!

Utility Saving Tips

I got bills! Of course the more energy efficient your household is the lower the bill. One of the more helpful strategies to adapt daily is running appliances that have a high energy cost during non-peak hours. For Denver (consumers of Xcel Energy), the best times to run your appliances (dishwasher, dryer, etc.) are between 9pm and 9am.

In addition, here is a list of other easy tips:

  • Sealing doors/windows/sinks
  • Running the fan in reverse during winter
  • Don’t use heat dry in dishwasher
  • LED lights in bulk and swap out when moving out
  • Read your electricity statement: Xcel sends personalized saving tips
  • Reduce standby power (printer, TVs, gaming systems)
  • Minimize cooling by opening the windows at night (if safe)
  • Deduce shower time

Having Fun

Now I know it seems like you are not going to have time, but make time to do what you love. This will prevent getting burnt out and being miserable.

Some cheap ways of having fun is getting outside to hike, trail run, rock climb, mountain bike, or cycle. The National Park Service has an amazing yearly pass deal that pays itself off in under 8 visits.

If you’re a skier/snowboarder, then I have heard the Epic pass is fantastic. It has a student pass and pays itself off after 4 times of hitting the slopes. If you like to hangout and watch tv, save money by streaming via Netflix and Amazon Prime. If you get Spotify premium as a student, you save $3 a month and get Hulu for free.

Also, if you’re a book worm, then go get a Denver library card in combination with an app called Overdrive. You can access the ebook library, audiobooks, and most movies currently out on Redbox.

Do you have any favorite budgeting tips? Were these strategies helpful for you? Feel free to comment and share with us!

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